some of these crazy economists, is--

一些疯狂的经济学者是...
almost no one is true rational economic man.

几乎没有可以称之为理性经济人的
There are probably a few geniuses that are,

这里可能有少部分天才
but most people don't have the time,

但大部分人没有时间
don't have the intellect,

没有天赋
or don't have the cynicism to understand what they're up against.

或没那么愤世嫉俗去了解面对的事情
So they say, well, a good firm I don't have to worry about it.

所以他们说有个好事务所我就不用担心了
Well the answer is you do have to worry about it.

但结果是你确实需要担忧
That's why, in my view, this all came a cropper

那就是为何在我看来所有在最近十年
in the last ten or twenty years,

或者二十年中遭遇惨败的人
is that the self imposed restrictions

是自身强加的限制
which limited short-term self interest

使得限制短期内的自身利益