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So I will ask you questions.
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The only annoying thing I will have to do
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is to repeat your answers.
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So I hope you will not object to that,
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because you don't have microphones on you,
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and it's very cumbersome to get them back to you,
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so we're not going to mike you so that your
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answers can be heard.
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All right.
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Any questions so far about what I've said?
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Now I want to talk about the handout.
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Those of you who don't have it: