来自《耶鲁大学开放课程：金融市场 第17集 第17集》

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  which is the subject of this?
  主要是干什么的?
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  Investment banking means the underwriting of securities.
  投资银行意味着证券承销
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  That is, arranging for the issuance
  即 统筹安排
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  by corporations of stocks and bonds.
  公司股票和债券的发行
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  The term bank is misleading because we often use it.
  银行二字容易产生歧义 因为有别于常用之意
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  A depository institution is an institution that accepts deposits
  储蓄机构是通过吸收存款
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  and makes loans or invests the money from the deposits.
  再进行放贷或投资的机构
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  Do you know what I mean by a deposit?
  你们知道我所说储蓄的含义吗
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  If you go to a savings bank, or a savings and loan,
  如果你去一家储蓄银行或储贷银行
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  or a commercial bank and you say,
  或一家商业银行
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  I want to open up a checking account-- that's a deposit;
  你要求开一个支票帐户 那就是储蓄
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  or, I want to open up a saving account-- that's a deposit.
  或者你要开一个存款账户 那也是储蓄