I think this is perfectly fair because young people like you

我认为这很公平因为像你们这种年轻人
get into a lot more accidents with your reefer and your alcohol

抽大麻或是喝酒后开车会发生更多的事故
and so it is--now, some of you are saying "That's a stereotype."

现在你们有人就会说这是刻板印象
And it is a stereotype but it's a statistically robust one

它的确是刻板印象但这是有统计学意义的
and nobody lines up to protest this.

没人聚集起来去抗议这点
It's an acceptable stereotype to make a generalization from.

这是从大家接受的刻板印象来做出的归纳
On the other hand, what if insurance companies determined

另一方面如果保险公司断定
that people from Asia got into more accidents than people from Europe?

亚洲人比欧洲人更容易出事故
Would people be equally comfortable charging people from Asia

人们会同样接受亚洲人承担更高的保险费吗
higher rates of insurance? Almost certainly not. So, the issues are complicated

几乎没有吧所以关于哪些
as to what sort of generalizations we're--are reasonable to make

归纳是合理的
and what aren't. There's also a second problem.

哪些是不合理的问题很复杂这里还有第二个问题