来自《耶鲁大学开放课程：金融市场 第13集 第13集》

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  That's the way I do the history
  这是我所了解的历史
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  --it may have some other version if you look further.
  如果深入了解 可能还有其他说法
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  But in the United Kingdom,
  在英国
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  there was a movement in the early nineteenth century
  19世纪早期出现了一场
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  to set up savings banks which were for
  建立储蓄银行的运动
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  --this was an effort to democratize finance, as I would put it
  用我的话来说就是金融民主化运动
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  --for ordinary people to have the opportunity to make small deposits.
  旨在为普通人提供小额储蓄的机会
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  It used to be that people would hide money in their house
  过去人们往往是将钱藏在家里
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  and it would frequently get stolen
  经常被盗不说
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  and it didn't earn any interest.
  还没有任何利息收入
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  So, there was a savings bank movement,
  于是便有了一场储蓄银行的运动
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  which spread from the U.K. To the U.S. in the nineteenth century
  这股风在19世纪从英国刮到了美国