So, you're watching over the company.

所以要盯紧这些公司
The third thing is liquidity.

第三点是流动性
That is--maybe this goes back to the

这也许又要回溯到...
--I didn't mention it,

我在前面没有提过
but it would apply to the old goldsmith banker story as well.

金匠银行家的故事同样适合解说这个问题
Liquidity is that banks lend long and borrow short

流动性是指银行贷长借短
--short-term, I mean.

短是指短期
Most of the people who want to borrow money from the banks

大多数想从银行贷款的人...
--let's talk about businesses

我指的是企业
--we're accepting business loans

我们向企业发放贷款
--they don't want to have to pay the money tomorrow.

大多数贷款企业都不希望今天借明天还
If you're borrowing money for a business,

如果你是为了经营活动贷款