来自《耶鲁大学开放课程：金融市场 第13集 第13集》

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  Now, the government insures deposits,
  现在 政府对存款进行保险
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  as you know, through the FDIC
  如你所知 通过FDIC
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  --the Federal Deposit Insurance Corporation.
  全称为联邦存款保险公司
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  For Savings and Loans,
  针对储蓄贷款协会
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  they had an organization called the FSLIC,
  他们成立了一个名为FSLIC的组织
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  which is now defunct because of this crisis
  由于次贷危机 该组织已经不复存在了
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  --Federal Savings and Loan Insurance Corporation
  ...全称是联邦储蓄贷款保险公司
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  --it was insuring deposits of Savings and Loans.
  它为储蓄贷款协会的存款进行保险
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  They should have been watching, under Reagan,
  在里根的执政下 他们本应该进行监管
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  because if you let them pay high interest rates
  因为如果你准许机构支付高利率
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  you better watch out that they don't make risky loans
  且对他们进行保险 你最好进行监管
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  if you're insuring them.
  防止他们发放高危贷款