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Then you have to imagine this as a ladder, like this.
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Social mobility is the goal.
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You want to have enough money to leave to your 2.2 children.
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Then to really make this goal you'd have to have vines up here
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like the jungle.
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Then you'd have to grease palm through bad economic times.
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Let's say in Europe 1816-17--don't write this down,
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if you do, you're compulsive--I'm compulsive--
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but 1826-27,1840-41, really bad one, 1846-47,1855,
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those are the really bad years.
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At that point, if you don't get credit,
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that's what's going on now, here.