if you do, you're compulsive--I'm compulsive--

如果做笔记的话就跟不上讲课的进度了
but 1826-27,1840-41, really bad one, 1846-47,1855,

1826年至27年 1840年至41年 1846年至47年和1855年
those are the really bad years.

这几年是很糟糕的
At that point, if you don't get credit,

那时如果你没能申请到贷款
that's what's going on now, here.

我们现在贷款就挺困难的
If you can't get credit because people withdraw the credit,

因为现在人们都不再放贷了
same thing, then here you go.

这和当时是一个情况
Look out below.

往下看
You slide down this pole.

如果你从这根杆子上滑了下来
What happens down below here?

那么在这下面会发生些什么呢
Holy cow!

我的天啊
That's the big sea.

那可是茫茫大海