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and certainly will not study its details,
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will in some way be improved by having higher incomes,
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by facing less risk,
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by being more secure as they go through their livelihoods.
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It's in that spirit that I want to reflect today
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on some aspects of macroeconomic thinking and experience
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and then some aspects of financial thinking and experience
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and how they bear on financial crisis.
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Then tomorrow,
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on the particular financial crisis that we face right now,
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what has been done, what may happen, what should be done,
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and what can be done over the longer term