if everyone else is taking their money out of the bank,

如果所有人都把钱从银行取出
then you are well advised to take your money out of the bank

最好你也尽快
as soon as you can

把钱从银行取出
because the bank is not going to be able to pay off

因为银行将无力偿还
all of the claims on it.

所有的取款请求
A solvent bank is subject to self-fulfilling prophecy.

银行具有偿还能力只是个自我满足的预言而已
It can either remain solvent

从期望看银行是有偿还能力的
or it can fail depending upon the state not just of expectations,

但是另一方面银行在当前是没有偿还能力的
but in a manner much like Keynes's Beauty Contest--

从某种程度上来说更像是凯恩斯的选美比赛
expectations of others' expectations.

建立在其他人期望上的期望
If I expect that you expect that TN

如果我预期到你会预期
TN expects that the bank is going to fail

TN预期银行将要倒闭