来自《耶鲁大学开放课程：金融理论 第11集 第11集》

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  by eliminating the cap
  可以通过取消最高限额的方式
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  would be imposing a gigantic marginal tax rate on a lot of people
  但是会给很多人加上巨大的边际税率
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  who don't have a marginal tax rate--
  不管是本来就没有边际税率的
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  who have already high marginal tax rate.
  或者是已经有很高的边际税率的
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  That would make it sky high, so that's been resisted.
  这导致边际税率极高 所以得到抵制
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  So 94 percent of workers are below the cap anyway,
  不管怎么说 94%的工人低于最高额
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  so we're talking about the top 6 percent,
  我们只是在谈论那6%的部分
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  most of which--you'll be in that top 6 percent,
  他们中的大部分 你们也会居于其中
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  so you won't have to pay on the margin Social Security tax.
  所以你们不需要按边际社会保障税
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  So there's the taxes, 12.4 percent,
  这就是这项税 12.4%
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  and then there are the benefits.
  下面我们来谈谈福利
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  Now how do the benefits work?
  这福利是怎么起作用的呢?