So the generation that benefited the most was my father's generation

真正得到最多保险金的是我父亲那代人
and James Tobin's generation.

和James Tobin's那代人
Tobin, as we'll see in a second, he used to tell me all

Tobin一会儿会看到
the time-- he was Yale's most famous economist,

他总是和我说他是耶鲁最有名的经济学家
and I happen to be the James tobin professor,

我碰巧是James Tobin教授
so I have quite a fondness for him.

所以我特别喜欢他
I also went to the same high school he went to in Illinois.

我和他读了在Illinois的同一所高中
Anyway, he used to tell me that the problem with Social Security was,

不管怎样他告诉我社会保障的问题是
we didn't have enough--

我们没有足够多的
I didn't have enough children,

我没有足够的孩子
and I would tell him

我反驳道
the problem with Social Security was we gave him,

社会保障的问题是给了我们给了他