来自《耶鲁大学开放课程：金融理论 第11集 第11集》

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  so it's prefunded.
  所以这是融资
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  So it's individual accounts and prefunded, and it's diversification.
  个人账户和融资是分散投资
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  You're supposed to invest not just in government bonds,
  你不把所有的钱投在政府债券中
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  but in the stock market, whatever else you want."
  还有股票 和其他你想投资的地方
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  So those are the three cornerstones,
  这就是三大基石
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  at least the way I've explained them, of privatization.
  至少我是这样解释私有化
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  Three things that it accomplishes.
  三件事的成功实现
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  It gives you your name on the money.
  你的名下是你的钱
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  It's your money.
  属于你的钱
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  That's the money that's going to pay you when you get old,
  是你老去的时候的钱
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  prefunding, and you can invest in a wider range of assets,
  融资 或者去投资更广泛的资产
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  especially the stock market,
  特别是股票