来自《耶鲁大学开放课程：金融市场 第24集 第24集》

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  There still is some welfare,
  还残余些福利
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  but there's a lifetime five-year limit on actual welfare;
  可在实际福利上有五年期限制
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  after you've been collecting
  你获得这个福利保障五年后
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  it for five years, you are disqualified.
  就被取消了资格
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  It denied welfare to immigrants who are not citizens and
  这项福利也不适用于非居民移民
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  it limited food stamps to unemployed, childless adults.
  也仅给失业者和孤儿发食物券
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  I think that as we move ahead
  我想只要我们再进一步
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  we are becoming increasingly aware of
  就会越发注意到
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  how to design institutions around human glitches.
  如何制定可以避开人性缺陷的制度
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  So, the Welfare Reform Act
  因此 福利改革法案
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  --I don't know if it was the right policy,
  我不确定这一政策是否正确
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  but it was trying to eliminate a moral hazard problem.
  可它正努力消除道德风险问题