It's ultimately in the creditor's interest if the Court does this

法庭这么做是有利于债权人的
because they're better off in getting their debts paid

因为如果这家公司还在赚钱的话
if the company is still making money.

他们就能收回债务
Chapter 13 is something like Chapter 11; it's for individuals.

第十三章跟第十一章类似针对个人
That's the one you're going to be filing--let me put it that way.

这是你们将要...我况且这样说
Some of you will be filing for Chapter 13 bankruptcy.

你们中的一些人会申请第十三章破产保护
What it is is that the court--the bankruptcy court--

事实是法庭破产法庭
will make adjustments and a plan for you to pay off the debts.

会做一下调整并为你制定还债计划
This is what we hope to see happen in increasing number of cases

这是在当前危机中我们希望看到的情况
during the current crisis.

它发生的次数越来越多
So, if somebody has taken out a big mortgage,

因此如果某人有一笔巨额抵押贷款
they've taken out car loans,

他们贷款买车