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so I have to vote to prove that good people vote,
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then maybe it will happen.
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If I'm a good person, then other people will be good persons.
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This is magical thinking and it affects people
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because it gives them a sense of confidence and power
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over events that are thought to be random or uncontrollable.
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It can also be something
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that can be exploited by some not so nice people.
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I want to talk about regulation.
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The problem with finance is that it's a beautiful
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--financial institutions are beautiful structures
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but they only are as good as the people who use them.