Some people want to go back,

有些人想退回到过去
some people think there's a lot of anger

有人认为次贷危机
about the subprime crisis and

让很多人感到愤怒
there's some anger expressed against the financial community.

有些人把怒气指向金融从业人员
I think that we should be very careful

但我认为我们应该警惕
not to let that deflect us from the recognition

不要因此对金融产生误解
that this is important technology and

事实上金融是门重要的应用技术
that it's not the technology that's at fault;

而且这一切并不是科技本身的错
we have to get it right and then it will be powerful.

我们应该完善这项技术使其发挥正面作用
I've had some experience giving talks in less developed countries.

我曾经在发展中国家做过几次演讲
I'm not a development economist.

我并不是一位发展经济学家
Now a development economist--that's Santosh's field--

发展经济学...那是桑托什的研究领域