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I want to try to understand in that lecture--
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help us to understand how this works
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and how we're getting
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solutions--possible solutions to these problems.
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Then I want to talk about investment banking.
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An investment bank is a different kind of bank.
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I was talking, up to this point,
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about commercial banks.
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An investment bank is not a bank that accepts deposits;
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it doesn't deal with the general public.
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Instead it deals with financial institutions
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and it gets involved in