来自《耶鲁大学开放课程：金融市场第1集第1集》

and other world centers understood--

以及世界上其他金融中心的少部分人...
Amsterdam and other places

还有阿姆斯特丹
where financial technology emerged--

和金融科技出现的其他一些地方
but it's becoming democratized.

但是金融现在正变得越来越民主化
With each year that goes by

一年一年
the concepts of finance are being applied more broadly

随着金融概念得到广泛应用
and involving more and more people.

越来越多的人开始参与金融行业
With electronic technology,

由于电子技术
it's becoming more economical to offer

尖端的金融服务
sophisticated financial services to everyone.

对每个人来说更为经济
This is something that we're seeing.

这是我们亲眼所见的事实
I think the subprime crisis that is the current

我认为目前的次贷危机