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after you die, or...
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You sell it if you need the money.
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- Otis, I have things to do. - The diamond necklace--
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It's an insurance scam.
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So this woman nearly burned down her home
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in some elaborate scheme to get firefighters in there
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so she could accuse 'em of stealing a necklace?
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No. She didn't set the fire.
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But when it happened, she saw an opportunity to cash in.
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Yeah. You should write that down.
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Okay, I will.
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- All right. - Shay, your ride's here.