来自《耶鲁大学开放课程：资本主义：成功、危机与改革 第12集 第12集》

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  finding out how to know in advance
  在贷款可能产生坏账时
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  if a mortgage would likely fail.
  提前得知
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  And the technique was not to look at credit scores
  使用的技术不是查看信用评级
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  but to look at housing locations;
  而是查看房屋位置
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  and to look at the condition of housing in a neighborhood;
  和房屋周围邻里的状况
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  and at the demographics of who lived there.
  从人口统计可以得知这里住了哪些人
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  And it was crudely racist
  这是不成熟的种族歧视
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  and biased in many, many ways.
  和各种其他方式的歧视行为
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  It was explicitly racist about blacks;
  对黑种人尤甚
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  it was explicitly racist about Jews;
  还有对犹太教的歧视
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  it was explicitly racist about Italians,
  对意大利人的歧视
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  most of all SouthernItalians.
  还有对大多数南意大利人的歧视