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would have a favorable risk return.
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Okay.
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And part--were you about to say something?
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I think it also increase the market of potential buyers,
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because now, rather than owning a mortgage
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and having to deal with an investor one-on-one,
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you have a pooling and servicing agreement
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that has a company as a servicer
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who handles all the collection of payments
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and distribution of money into different investments.
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Okay.
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So, you've got an institutional mechanism that