来自《耶鲁大学开放课程：资本主义：成功、危机与改革第12集第12集》

or I'm buying something from you,

或我向你买东西
we keep each other honest, right?

我们都要诚信
Where it's two parties

交易双方
and there's no information asymmetry, right?

并无信息不对称
Where there are two parties with symmetrical information.

彼此应该拥有相等的信息
The most foundational aspect of a market system is that

市场经济体制中最基本的一点就是
buyer and seller are equipped to keep each other honest.

买卖双方彼此诚实
And where there is a huge information asymmetry,

在严重信息不对称的情况下
we invent things like Moody's

就有了穆迪
or appraisals of real estate as a substitute,

或房地产估价师作为替代
a way of creating or simulating information symmetry.

来生成或模拟信息对称
But if the third party agencies act like sellers

但如果第三方机构并无诚信