来自《耶鲁大学开放课程：资本主义：成功、危机与改革 第12集 第12集》

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  and goes into foreclosure because
  你是什么感觉
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  someone has been playing the appraisal game?
  是有人在估价上搞猫腻么
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  So, there's an externality here
  所以 还要考虑
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  to consider too in the overall community.
  整个社区的外部因素
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  So, who's got an idea about how to fix all this?
  那谁有办法解决问题
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  Would it be drumming truth-telling into three year olds?
  要像三岁还一样反复灌输诚实理念么
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  Would it be--yes?
  还是...请讲
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  I think there's a huge gap in government oversight,
  我认为 政府监管有很大空白
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  particularly with regard to the ratings that,
  特别是信用评级
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  I mean, when Moody's is--
  我是说 穆迪那样的
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  although they have the cross pressures
  尽管你说有
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  that you talked about,
  交错压力