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You took the seed money. You went gambling.
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You invested it in the car wash
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that you helped run for four years.
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You hired your wife as a bookkeeper.
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Because guess what? She's actually a bookkeeper.
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Now, that is a story an auditor can believe,
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so what am I missing?
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You're missing
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that you should just take this money that I give you
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and not look too closely at it,
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so if, God forbid, I get caught,
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you maintain plausible deniability.