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What is a trust?
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It's another form of institutional investing.
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A trust is a--it's often a department of a bank
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that manages money on behalf of an individual or family.
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For example, suppose your parents are concerned about you and
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they don't trust you--they trust the banker, not you
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--and there's a family fortune.
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Maybe it doesn't have to be that big,
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but let's say it's a million dollars.
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They could give it to you, but they might not.
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I don't know what your parents are doing;
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they're doing this behind your back and