That prevents you from squandering the money--

如果你的父母不信任你
from going to the casino and gambling it away

这份信托可以防止你挥霍钱财
if your parents don't trust you.

防止你去赌场输掉家产
You see the idea?

你们明白了么
The bank then will manage it for the rest of your life and

银行会为你的余生管理这笔资金
your parents will die and you will outlive them,

你的父母终会去世
but that money will be stuck in that trust and

但这笔钱会一直呆在信托里
you can't get it out because they set it up and it's there.

因为一旦存进去就无法再取出
The manager of the trust is a fiduciary

信托财产的管理者是受托人
who is, by contract,is supposed to be managing in the interest of

按照合同他要为这个挥霍的孩子
the child--the spendthrift child.

管理这笔钱
Of course, everyone--all these people will be dead before you are.

当然所有人都会先你而去