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this was a wind or a flood problem,
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because the wind caused the flood.
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So, if you had only wind insurance are you covered?
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There was a lot bickering and arguments afterwards
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but I think it worked out well.
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There were surveys of customer satisfaction after the event
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and I think, generally,
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people were happy with their insurance companies.
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Of course, there were some that were not,
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who may have found out that they weren't covered;
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but on the whole,
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the experience worked well.