来自《大空头 第0集》

• 
  
  Prices have leveled off, though, right?
  现在房价跌了你知道吗
• 
  
  Yeah. There's a gully.
  是啊 只是个低谷
• 
  
  Would you mind not moving anymore? I'll still pay you.
  你可以别晃来晃去吗 我会付你钱的
• 
  
  Sorry. We're not alone.
  对不起 有人看着呢
• 
  
  Okay, look. If home prices don't go up,
  听我说 如果房价不涨了
• 
  
  you are not going to be able to refinance.
  你就不能重新贷款了
• 
  
  And you'll be stuck paying whatever your monthly payment is
  等到利率优惠期一过
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  once it jumps up after your teaser rate expires.
  你就会陷入高涨的月供
• 
  
  Your monthlies could go up 200%-300%.
  月供会涨200%到300%
• 
  
  James says I can always refinance.
  詹姆斯说我总是可以重新贷款的
• 
  
  Well, he's a liar.
  他就是个骗子
• 
  
  Actually, in this particular case, James probably is wrong.
  其实 在这种特殊情况下 詹姆斯说错了