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the wrong kind of fat in particular, is not considered a good thing.
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You need some of it
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because some of it gets converted into molecules called phospholipids,
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and phospholipids are different.
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They have two fatty acid chains
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and so these are the oily like parts of the molecule,
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the molecules that behave like oil.
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And then linked to the glycerol instead of a third fatty acid chain
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is a water soluble molecule,
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like a salt.
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Often it's a salt called phosphocholine and
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so you get a phospholipid