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they form these structures that are called
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self-assembled structures
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because they occur naturally,
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because of properties of the lipids.
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The lipids will form a bi-layer
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where the water soluble part of the lipid points out of this layer
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and the oily part points in.
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The fascinating part about this layer is that
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it solves the problem for phospholipids about
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how to exist in water when half of you wants to be in oil,
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and that the water soluble part of the top leaflet here,
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of the top points up into the water,