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That's principal forgiveness.
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Does she say you don't have to--what does she say?
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What she says is that what was wrong is, the contract wasn't
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right.
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It wasn't the interest rate that was wrong.
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It wasn't the amount you owe that was wrong.
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It was the collateral that was wrong.
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So she says the right collateral was a pound of flesh,
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but not a drop of blood, and so the state intervenes not
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to change the interest rate, not to change the principal,
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but to change the collateral.
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So all right, that's going to turn out to be,