来自《耶鲁大学开放课程：金融理论 第7集 第7集》

• 
  
  until you know the interest rate.
  就回答不了这个问题
• 
  
  So let's say the interest rate,
  咱们对利率也做个假设
• 
  
  the nominal interest rate equals,
  名义上利率不变
• 
  
  let's say, 5.3 percent about,
  大概百分之五点三
• 
  
  a little bit more than 5.3 percent.
  比五点三多一点点
• 
  
  So if the nominal interest rate is 5.3 percent,
  如果名义利率是五点三的
• 
  
  inflation you know is going to be 3 percent
  通胀率是百分之三
• 
  
  and you've got 115,000 coming going up
  你的年薪十一万五会随着通胀
• 
  
  with inflation every year,
  一起提高
• 
  
  how are you ever going to figure out
  那如何计算
• 
  
  how much to spend starting next year when your job starts?
  你每年花多少钱合适呢
• 
  
  It looks like a hopeless thing.
  好像没办法