or to leave it anywhere on the street in New Haven,

或者干脆随便停到纽黑文的某个街道上
because I'm not bearing the cost.

因为我完全不需要承担任何损失
So we need to be able to, the insurance company needs to worry about

因此说保险公司在和我签订保险合同时
that in writing an insurance contract for me.

就必须要考虑到这些问题
And in practice what the insurance company does

现实生活中保险公司一般会要求我
is it forces me to take a deductible.

签署一定的免赔额
It doesn't allow me full insurance.

不会给我保全险
It makes sure that some of the cost

以此来使我也承担因为车辆丢失
of having a car stolen is going to fall on me.

而造成的一部分损失
That's bad for me by the way

于我来说这是个坏消息
because it means I can't get full insurance.

因为这意味着我无法保到全险了
And notice that what happened here is rather similar.

仔细一看这个案例是不是也一样呢