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That's bad for me by the way
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because it means I can't get full insurance.
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And notice that what happened here is rather similar.
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In this case,
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both the lender and the borrower would rather have a big project,
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a big loan, and have the agent pay back that loan.
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They'd prefer this (3, 2) outcome,
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but they can't get there.
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And therefore rather than having a full scale project,
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Katie or Justin only offered the borrowers a small scale project.
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So the idea here in this example was,
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what happened was we kept the size of the project