the lender is going to double her money.

贷方能获得双倍的回报
She's going to get 6 back to net 3 and Steven's going to get 2.

她能收回6获净利3 而斯蒂文只得到2
So the division of that 5 is 3 and 2.

这样利润5被分成了3和2两份
But we don't have to divide the money like that.

但我们不一定非要这么分配利润
If you're a lender you may want to think about

作为贷方你可能要考虑
how you divide up the spoils of a successful project.

如何分配成功项目所得利润的问题
So how else could you divide up those $5, that 3 plus 2,

那你怎么来分配这5美元的利润
in a way that might be better for everybody?

使之对双方来说都更好一些呢
Nate?

内特
Give the investor $3.01 if they do that other choice

分给投资者3.01美元
and then take a little bit of a hit but that way

虽然这样你可能得到的少一些
you'll still have something that's pretty optimal to

但是这相对于原来那种情况来说