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And the putting together of--
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forget a majority--putting together enough to be noticed,
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which begins at about 5%,
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is a major task.
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Liability; with a proprietorship,
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if you do a harm to someone else, a tort ,as lawyers say;
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if you sell someone a
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contaminated bottle of drinking water,
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they can sue you without limit.
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If your proprietorship is worth $100,000,
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and you've also got a home worth $300,000,
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and savings worth another $100,000 to make $500,000,