And it all started with a stock trade.

这一切都由一次股票交易引起

Just buy mutual funds. There's nothing wrong with mutual funds.

以后就买共同基金吧 肯定不出乱子

But, you know, we can either be down and depressed about it

但是 我们可以一直为此消沉下去

or we can focus on the surfboard company.

或者我们可以把注意力放在冲浪板公司

Don't make me.

拜托别逼我

Hi, she has coupons.

您好 她有折价券

I'm afraid my injury

恐怕是我的伤

that has manifested itself

并逐渐显演变成

Sheesh.

哎呀我去

You ready? Here comes a bullet.

准备好了吗 看球

a lot of you started not investing as you caught up

开始时很多人都不投资 然后大家陷入

But had we started off above the critical threshold,

但如果我们开始时投资概率高于